Week 39: Budget

Spend less than you make. While this is the basic premise of budgeting, it gets more complex.

This image is a peek at the budget page forthcoming in the new Tranquility du Jour Daybook {launching next month}. For those of us who still love and use paper, it’s a simple balance sheet for regular review.

To create a budget, begin by listing your income resources such as paychecks, freelance work, and residual income.

Next, list your various expenses starting with fixed costs such as rent/mortgage, car payment, insurance, Internet, yoga membership, and student loans.

Read the rest of the piece by signing up for Love Notes.

Already signed up? Unlock the Tranquil Treasures page and click on the 52 Weeks archives tab.

52 Weeks of Tranquility

A complimentary program is designed to help us stay motivated and engaged in 2015.

To find support and community, join our private Facebook group and use hashtag #52weekstranquility to create additional online connections.

Connect live by calling in to Seasonal Tranquilosophy podcasts. Our next one is the New Year, New You jumpstart on January 4, 2016.

Can’t join us live? Recordings are available.